Your details

Settings opens on two cards about who you are. The first is the account itself; the second is a questionnaire the rest of the application reads.

Badlen account

Your username and your email, each editable in place, saved together. The username is what you type to sign in, and it is also what the account deletion asks you to spell out, so a rename changes both.

Either one has to be free on the instance. Taking a name or an address another account already holds is refused, and nothing is saved.

Neither is used to contact you. A self-hosted Badlen sends no mail; a password reset writes its link to the server log, where the person with server access can read it.

My situation

Eight optional fields, none of which Badlen needs to work:

• First name and last name
• Date of birth, which is shown back as an age
• Employment status, among permanent contract, fixed-term contract, temp work, self-employed, unemployed, retired and other
• Net monthly salary
• Fixed monthly expenses, loan repayments excluded
• Withholding tax rate, as a percentage
• Dependents

They are saved to your account rather than to the browser, so they follow you across devices. Nothing in them leaves your instance.

What reads them

Three places, and they are the reason the questionnaire is worth filling in:

• The risk profile on the same page, which scores your exposure from 0 to 100 and reads nothing but the weight of each asset class in your wealth. The questionnaire does not move that score, it frames it.
• The emergency fund, whose recommended target rises with dependents, home ownership and age. Your safety net is the page about setting it.
• The Advice page, which reads your situation to decide which rules apply to you.

A field left empty means the figure that depends on it is not shown rather than guessed.

Saving

The card keeps a draft as you type and says Unsaved changes until you press Save. Leaving the page with a draft still open asks the browser to confirm first.